Smart Asset Protection From Wall Street’s #1 Independent Insurance Broker and Agent

Prana-Risk is an independent insurance agent and broker with a mission to protect your most valuable assets in NYC and the rest of the USA. Our experience, integrity, and commitment to delivering quality professional insurance services are simply unmatched in the market.

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Smart Asset Protection From Wall Street’s #1 Independent Insurance Broker and Agent

Prana-Risk is an independent insurance agent and broker with a mission to protect your most valuable assets in NYC and the rest of the USA. Our experience, integrity, and commitment to delivering quality professional insurance services are simply unmatched in the market.

GET A QUOTE

Smart Asset Protection From Wall Street’s #1 Independent Insurance Broker and Agent

Prana-Risk is an independent insurance agent and broker with a mission to protect your most valuable assets in NYC and the rest of the USA. Our experience, integrity, and commitment to delivering quality professional insurance services are simply unmatched in the market.

GET A QUOTE

Smart Asset Protection From Wall Street’s #1 Independent Insurance Broker and Agent

Prana-Risk is an independent insurance agent and broker with a mission to protect your most valuable assets in NYC and the rest of the USA. Our experience, integrity, and commitment to delivering quality professional insurance services are simply unmatched in the market.

GET A QUOTE

Smart Asset Protection From Wall Street’s #1 Independent Insurance Broker and Agent

Prana-Risk is an independent insurance agent and broker with a mission to protect your most valuable assets in NYC and the rest of the USA. Our experience, integrity, and commitment to delivering quality professional insurance services are simply unmatched in the market.

GET A QUOTE

Smart Asset Protection From Wall Street’s #1 Independent Insurance Broker and Agent

Prana-Risk is an independent insurance agent and broker with a mission to protect your most valuable assets in NYC and the rest of the USA. Our experience, integrity, and commitment to delivering quality professional insurance services are simply unmatched in the market.

GET A QUOTE

Our Mission as an Independent Insurance Broker in NYC.

Our mission is to educate people and bussiness to make more informed decisions about insurance.

More often than not, an insurance purchase is poorly understood, rushed, and mismanaged. Because there are important assets at risk, we believe it is an important decision and should be well understood upfront. Unlike other goods & services, unfortunately there is no "trial period" to "kick the tires" with an insurance purchase.

We call this “The Insurance Problem”.

We address THE INSURANCE PROBLEM through our first class insurance risk consulting services. That means we will spend as much time as necessary educating you UPFRONT to ensure you understand the intricacies of insurance and the range of products on the market, how they differ, and whether they suit your needs. Furthermore, we will make changes as necessary as your needs evolve and will be there in the moment of truth during a claim with our exceptional claims experience and insurance risk services.

We are in your corner. That is our sincere promise to you.

28+ Years of Experience

Insurance Brokers & Agents

5 star Google

Insurance Brokers & Agents

5 star Google

5 star Google

5 star Google

Our Founder, Seth Patel- a top insurance broker and licensed insurance agent in NYC

Prana-Risk is an independent insurance agent and broker based on Wall Street, New York City. Seth Patel, a veteran individual insurance broker, founded the firm and leads it. Seth is a top insurance broker in the USA, bringing over 25+ years of unparalleled global C-suite experience across the (re)insurance value chain. His industry contacts, focus on quality, passion for serving his clients, and educational style make him an invaluable asset to them. A few of his accomplishments include:

CEO of the largest complex claims business in the USA

SIAA Member

Cornerstone Chubb elite broker

Most educated & learnaholic broker in USA - 7-time graduate from University of Illinois, Columbia, and Harvard

Leads InsurTech at the Harvard Business School Alumni Angels

Most connected broker with the most C-suite relationships in the USA

Uniquely deep experience across brokerage, actuarial, underwriting, finance, and claims.

Relentless commitment to delivering the highest level of customer service

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Our Founder, Seth Patel- a top insurance broker and licensed insurance agent in NYC

Prana-Risk is an independent insurance agent and broker based on Wall Street, New York City. Seth Patel, a veteran individual insurance broker, founded the firm and leads it. Seth is a top insurance broker in the USA, bringing over 25+ years of unparalleled global C-suite experience across the (re)insurance value chain. His industry contacts, focus on quality, passion for serving his clients, and educational style make him an invaluable asset to them. A few of his accomplishments include:

CEO of the largest complex claims business in the USA

SIAA Member

Cornerstone Chubb elite broker

Most educated & learnaholic broker in USA - 7-time graduate from University of Illinois, Columbia, and Harvard

Leads InsurTech at the Harvard Business School Alumni Angels

Most connected broker with the most C-suite relationships in the USA

Uniquely deep experience across brokerage, actuarial, underwriting, finance, and claims.

Relentless commitment to delivering the highest level of customer service

28+ Years of Experience

Insurance Brokers & Agents

5 star Google

Insurance Brokers & Agents

5 star Google

5 star Google

5 star Google

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A Few Featured Products

At Prana-Risk, our local expertise as an nyc insurance agent allows us to offer simple, reliable New York condo insurance for every type of home in the city. Whether you own a unit in a shared building or a full house, we’re here to help you.

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Ready to experience the power of our expertise to protect your most valuable assets? Contact us today for a complimentary consultation on your insurance needs! What Our Clients Say About Us?

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Insurance Services We Provide Across the USA

Personal Property & Liability Insurance for You and Your Family

We deliver professional insurance services to protect you & your family’s most valuable assets. As a client-centered insurance broker in NYC, our broad solutions include protection against lawsuits, loss of your valuable personal belongings, damage to your properties, protection of your autos & boats, getting hacked by cyber attackers, ensuring intergenerational wealth, and much more!

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Customised Business and Commercial Insurance for Every Industry and Size

As a premier insurance broker in NYC, Prana-Risk offers robust and customized solutions for all businesses across all sizes, industries, and complexities. We have extensive carrier partners and experience placing even the most difficult risks. In fact, we love complex businesses because they allow us to differentiate ourselves further through the relentless customization of your overall insurance portfolio.

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Comprehensive Life and Disability Insurance Plans

Whether it is income protection, estate planning, retirement planning, tax savings, debt protection, or charitable giving w We act as trusted advisors on all aspects of life and disability insurance. As independent brokers and agents, we deliver professional insurance services by first understanding your goals, shopping the market, and helping you complete the complex life & disability application process. We are there for you every step of the way, making adjustments as your needs evolve

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Simplifying Health Insurance for Individuals, Small Businesses, and Seniors

Let’s face it. Nothing is more important than your health and well being. At Prana Risk we offer comprehensive health insurance plans for individuals, small businesses, and those eligible for medicare. We have decades of experience navigating these complex and misunderstood plans and it costs you nothing to work with us. Contact us to learn more!

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Headquartered on Wall Street with Local Presence and National Reach. We are both your trusted independent insurance broker and agent serving NYC and the entire USA.

We are located on Wall Street, New York City, the financial heart of the world. The combination of our experience, location, hard work (i.e., New York grit), and passion for excellence enables us to place insurance not just in NYC, but anywhere in the USA. Furthermore, New York City happens to be one of the hardest & most complex insurance markets in the country. The diversity of people, property, and businesses in NYC is second to none, and hence being an insurance broker in NYC gives us an edge in placing risks anywhere across the USA.. The saying “If you can make it in New York City, you can make it anywhere” resonates with some truth. That spirit defines our drive as your preferred insurance broker in New York and across the USA. Lastly, being in the world’s financial centre gives us a natural edge in establishing top C-level relationships in the insurance industry. Simply put, our contacts and relationships enable us to get deals done where others cannot. Please get in touch with us - you will not be disappointed.

Headquartered on Wall Street with Local Presence and National Reach. We are both your trusted independent insurance broker and agent serving NYC and the entire USA.

We are located on Wall Street, New York City, the financial heart of the world. The combination of our experience, location, hard work (i.e., New York grit), and passion for excellence enables us to place insurance not just in NYC, but anywhere in the USA. Furthermore, New York City happens to be one of the hardest & most complex insurance markets in the country. The diversity of people, property, and businesses in NYC is second to none, and hence being an insurance broker in NYC gives us an edge in placing risks anywhere across the USA.. The saying “If you can make it in New York City, you can make it anywhere” resonates with some truth. That spirit defines our drive as your preferred insurance broker in New York and across the USA. Lastly, being in the world’s financial centre gives us a natural edge in establishing top C-level relationships in the insurance industry. Simply put, our contacts and relationships enable us to get deals done where others cannot. Please get in touch with us - you will not be disappointed.